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Insurance

Questions about UC SHIP?

UC Health Insurance Requirement

All UC Davis students are required to have health insurance. In order to satisfy this requirement, all registered students are automatically enrolled in the University of California Student Health Insurance Plan (UC SHIP).

If you have already have comparable insurance coverage, and do not wish to be enrolled in UC SHIP, you must apply for a UC SHIP waiver by the posted waiver deadline date. A new waiver application must be submitted each academic year.

**The services at Student Health and Counseling Services are available to all students, even if you waive enrollment in UC SHIP. **

 

2025-26 Academic Year Benefit Changes

Below are the changes to the UC SHIP benefits for the 2025-26 academic year.

Medical Benefits

  • Annual Deductible - increase from $200 to $250 for in-network services
  • Emergency Room copay - increase from $150 to $200 per visit
  • Diagnostic Imaging/Testing (CT/PET Scans, MRI's) copay - increase from $25 to $50

UC SHIP Voluntary Coverage After Graduation

  • UC SHIP voluntary coverage will no longer be available to students who have graduated

 

UC SHIP Dates of Coverage

Quarter Students (Grad/Undergrad)

2024-25 Academic Year

Spring/Summer*: March 27, 2025 - September 14, 2025

2025-26 Academic Year

Fall: September 15, 2025 - January 1, 2026

Winter: January 2, 2026 - March 25, 2026

Spring/Summer*: March 26, 2026 - September 13, 2026

Semester Students (Law/Veterinary)

2024-25 Academic Year

Spring/Summer*: January 6, 2025 - August 10, 2025

2025-26 Academic Year

Fall: August 11, 2025 - January 4, 2026

Spring/Summer*: January 5, 2026 - August 16, 2026

*Summer coverage is included at no extra charge if a student is enrolled in UC SHIP for Spring term

 

  • UC SHIP Costs

    2024-25 Academic Year

     Per TermAnnual
    Undergraduate Students (Quarter)$1,213$3,639
    Graduate Students (Quarter)$2,482$7,446
    Law / Veterinary Students (Semester)$3,723$7,446

    2025-26 Academic Year

     Per TermAnnual
    Undergraduate Students (Quarter)$1,257$3,771
    Graduate Students (Quarter)$2,664$7,992
    Law / Veterinary Students (Semester)$3,996$7,992