Student Health and Counseling Services will be closed June 17th, 2:30pm - 5pm.
When SHCS is closed, students can find information about how to receive care on the How to Get Help When We're Closed page.

Insurance

UC Health Insurance Requirement

All UC Davis students are required to have health insurance. In order to satisfy this requirement, all registered students are automatically enrolled in the University of California Student Health Insurance Plan (UC SHIP).

If you have already have comparable insurance coverage, and do not wish to be enrolled in UC SHIP, you must apply for a UC SHIP waiver by the posted waiver deadline date. A new waiver application must be submitted each academic year.

**The services at Student Health and Counseling Services are available to all students, even if you waive enrollment in UC SHIP. **

UC SHIP and Financial Aid

For those students who qualify for financial aid, the cost of UC SHIP will no longer be fully covered by a grant for the 2026-27 academic year. Financial Aid offers will include a loan component to assist with this expense.

All questions regarding financial aid for the cost of UC SHIP need to be directed to the Financial Aid office.

2026-27 Academic Year Benefit Changes

Below are the changes to the UC SHIP benefits for the 2026-27 academic year.

Medical Benefits

Emergency Room copay - increase from $200 to $250 per visit
Primary Care/Specialty Care Office Visit copay - increase from $15 to $25 per visit
Urgent Care copay - increase from $25 to $45 per visit

UC SHIP Dates of Coverage

Quarter Students (Grad/Undergrad)

2025-26 Academic Year

Spring/Summer*: March 26, 2026 - September 13, 2026

2026-27 Academic Year

Fall: September 14, 2026 - January 3, 2027

Winter: January 4, 2027 - March 24, 2027

Spring/Summer*: March 25, 2027 - September 12, 2027

Semester Students (Law/Veterinary)

2025-26 Academic Year

Spring/Summer*: January 5, 2026 - August 16, 2026

2026-27 Academic Year

Fall: August 17, 2026 - January 10, 2027

Spring/Summer*: January 11, 2027 - August 15, 2027

*Summer coverage is included at no extra charge if a student is enrolled in UC SHIP for Spring term

UC SHIP Costs

**2025-26 Academic Year**
	Per Term	Annual
Undergraduate Students (Quarter)	$1,257	$3,771
Graduate Students (Quarter)	$2,664	$7,992
Law / Veterinary Students (Semester)	$3,996	$7,992

**2026-27 Academic Year**
	Per Term	Annual
Undergraduate Students (Quarter)	$1,308	$3,924
Graduate Students (Quarter)	$2,940	$8,820
Law / Veterinary Students (Semester)	$4,410	$8,820

Counseling Services - North Hall
Telephone: 530-752-0871
North Hall Map & Directions
Monday - Tuesday: 8 am - 4:30 pm
Wednesday: 9 am - 4:30 pm
Thursday - Friday: 8 am - 4:30 pm
Saturday - Sunday: Closed

Student Health & Wellness Center
Telephone: 530-752-2300
Wellness Center Map & Directions
Monday - Tuesday: 8 am - 5 pm
Wednesday: 9 am - 5 pm
Thursday - Friday: 8 am - 5 pm
Saturday - Sunday: Closed

Health Promotion
Telephone: 530-752-9652
Health Promotion Map & Directions
Monday - Friday: 9 am - 4:30 pm
Saturday - Sunday: Closed
Closed daily for lunch from 12-1pm.

Connect With Us!
SHCS Instagram Account
SHCS Linkedin Account
SHCS Youtube Account

How To Find A Provider

UC SHIP Forms

UC SHIP Plan Benefits

How To Use UC SHIP

UC SHIP ID Cards

Online Waiver Application

Voluntary Student/Dependent Enrollment

Educational Resources in Partnership with the All of Us Research Program

Glossary of Insurance Terms

Copay
The flat fee you pay for covered services, usually due at the time you receive care. For example, you might pay a $15 copay to see a primary care doctor or specialist.
Co-insurance
The slice of a medical service you’re responsible for. For example, you might pay 20% of the cost for a particular service, and the insurance company or plan will pick up the tab for the remaining 80%.
Annual Deductible
The amount you have to pay toward medical costs before UC SHIP starts paying part of the bill.
Emergency
An illness, injury, symptom or condition so serious that a reasonable person would seek care right away to avoid severe harm or death.
Maximum Allowed Amount
The total reimbursement payable under your plan for covered services you receive from in-network and out-of-network providers. It is the claims administrator’s payment toward the services billed by your provider, combined with any deductible or coinsurance you may owe. If you receive services from an out-of-network provider, the provider will bill you the difference, if any, between their charges and the maximum allowed amount.
Maximum Out of Pocket
The maximum amount of money you’ll have to pay for health care in a year. After you meet the maximum, UC SHIP covers 100% of all eligible costs for the rest of the plan year.
In-Network
A group of healthcare providers and facilities—including doctors, hospitals, and labs—that contract with your healthcare plan to provide services at negotiated discount rates. You’ll usually pay less when you use a network healthcare provider. UC SHIP contracts with Anthem Blue Cross to provide access to its extensive network of hospitals and providers, including UC Family facilities and provider groups.
Out of Network
Health care professionals, hospitals, clinics, and labs that do not belong to the Anthem Blue Cross Prudent Buyer network. You’ll typically pay more and may need to file a claim for payment.
Customary and Reasonable
A Customary and Reasonable charge, as determined annually by Anthem Blue Cross, is a charge which falls within the common range of fees billed by a majority of physicians for a procedure in a given geographic region, or which is justified based on the complexity or the severity of treatment for a specific case. When a non-Anthem Blue Cross physician is used, the patient is responsible for payment of all charges in excess of the Anthem Blue Cross C&R payment.
Referral
Written authorization given by the student health center (SHC) to seek care outside of the SHC for medically necessary services.